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According to a Kaiser Foundation study, the cost of health insurance premiums continues to climb for companies and workers, with annual family premiums this year (2011) growing at a pace triple of 2010 and outpacing wage increases. Family premiums in employer sponsored health plans increased 9% in 2011 and single premiums increased 8% compared to3% and 5% last...

  Defensive medicine leads to ordering too many tests that are often costly and potentially dangerous. It leads to skyrocketing insurance premiums but it tends to protect physicians from malpractice suits. What is needed is a more personal relationship between physicians and patients that includes patients in the decision-making process in assessment...